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If you don’t know which one of the two contract phones to choose, this guide is here to help.

Pay monthly contracts are options that let you choose a mobile phone along with your phone bundle.

Like traditional contracts, there is a fixed monthly fee you need to pay that covers the cost of your no credit check mobile phone and services.

Sim-only mobile phone options, on one hand, are ones that only offer a Sim card.

You need to have your own mobile phone in order to avail this type of no credit check mobile phone contract.

You get to enjoy the same competitive rates on your calls, texts and data services only that the monthly fixed rate is lower than pay monthly mobile phones.

At the end of the day, it’s all about your needs and which mobile phone contract is perfect for meeting those needs.

However, there is no obligation to purchase any additional products and customers can carry on getting their credit report and score free for life with no hidden charges.

With Noddle, your credit report and score is updated every 30 days for as long as you remain a Noddle customer.

You have free access to your credit report and credit score so you can look at it as often as you want, there are no restrictions; we'd recommend you check it regularly just as you'd do with your bank statement or utility bills.

You'll need to provide us with a few personal details and answer a couple of questions about your financial history so we can find your report.

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